Privacy Policy

Welcome to Gavazo Inc. ("Gavazo," "we," "our," or "us").

Gavazo is a financial technology company that develops and operates digital financial solutions that facilitate payments, account services, cross-border financial transactions, wallet functionality, value transfer services, and related financial technology products through regulated financial institutions, banking partners, licensed money transmission providers, payment processors, and other authorized financial service providers.

Gavazo is not a bank and does not itself provide regulated banking services. Gavazo does not directly hold customer deposits and does not independently provide money transmission services unless otherwise authorized by applicable law.

Certain financial services available through the Gavazo platform are provided by licensed third-party financial institutions and regulated service providers. These providers may include sponsor banks, payment processors, licensed money transmitters, settlement providers, card network partners, digital asset infrastructure providers, compliance service providers, and other financial institutions that support the delivery of services through the Gavazo platform.

Such providers may change from time to time as Gavazo expands its network of financial and technology partners. Gavazo may engage one or more regulated providers simultaneously in order to offer services to customers in various jurisdictions.

Personal information, identification information, financial information, transaction-related information, device information, IP addresses, account activity, communications, and information required for identity verification, fraud prevention, legal compliance, and service delivery.

We use information to create and manage user accounts, facilitate access to financial products and services, transmit information required by our regulated partners, verify identity, conduct fraud prevention, comply with KYC/AML obligations, improve services, communicate with customers, and satisfy legal and regulatory requirements.

Gavazo does not sell personal information. Information may be shared with banks, payment processors, licensed money transmitters, settlement providers, compliance vendors, identity verification providers, fraud prevention providers, cloud service providers, and government authorities when legally required.

Gavazo maintains administrative, technical, and physical safeguards designed to protect personal information, including encryption, access controls, monitoring, employee training, and security reviews.

Information is retained only as long as necessary for business, legal, compliance, fraud prevention, and regulatory purposes.

Gavazo operates as a financial technology platform and works with licensed financial institutions and regulated service providers to facilitate certain financial products and services available through the platform.

Depending on the nature of a transaction, customer information may be shared with one or more authorized partners responsible for payment processing, money transmission, settlement, banking services, identity verification, fraud prevention, sanctions screening, compliance monitoring, custody, or related regulated activities.

These partners may include banks, licensed money transmitters, payment processors, digital asset infrastructure providers, compliance vendors, and other regulated financial institutions engaged by Gavazo now or in the future.

The identity of such partners may change periodically as Gavazo expands, improves, or modifies its service offerings and infrastructure.

Gavazo Inc.

Website: www.gavazo.com

Email: info@gavazo.com

Questions regarding this Privacy Policy may be directed to the Gavazo Compliance and Privacy Team.

We and our partners use cookies, web beacons, pixels, and similar technologies to operate the site, remember preferences, measure performance, and serve advertising.

Third parties, including Google, may place and read cookies on your browser, or use web beacons and IP addresses to collect information as a result of ad serving on our website.

We use Google AdSense to display advertising. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

You can learn how Google uses data when you use our partners’ sites or apps: https://policies.google.com/technologies/partner-sites

Opt out of personalized advertising via Google Ad Settings: https://www.google.com/settings/ads

Opt out of third-party vendor cookies: https://www.aboutads.info/choices

If you are in the European Economic Area, the United Kingdom, or Switzerland, we (and Google as our advertising partner) ask for your consent before using cookies or other local storage where legally required, and before collecting or processing personal data for personalized advertising. You can withdraw or change your consent at any time.